I haven't used ebay in a while, but I was selling a lot of stuff on there at one point... and bought some stuff too of course! I generally would bid a very small amount... let others think they were winning it, then on the last day bid my full amount and leave it be until it was over... not even look at it till it was done. I didn't want to get into a bidding war and spend more than I really wanted to! I'd just let ebay up it automatically for me. So, for that reason, I would not bid at the last second. Like Zurf, I think sometimes the last second bids don't get in too. That's a big part of ebay and the bidding... it turns into a test of "winning" and people spend a bit more than they really want to, cuz it's not just about the item in the end. LOL!
I do also like paypal. I was a little annoyed when ebay and paypal became ONE... but... I still use paypal even tho I'm not using ebay all the time. Like google... it's still a good company IMO. I've used paypal to accept money on my websites and to send money to people that are out of town, on occasion, when a check will take too long. I have a credit card machine (merchant account) for my business... but accepting money thru paypal online for gift certificates is still easier (and cheaper) than implementing a secure webpage online to accept their credit card info.
Art and beauty are in the eyes of the beholder.
What constitutes excellent music is in the ears of the listener.