hi kbrassel [interesting handle]
my only advice is not to have a formula of any kind, granted the chorus must contain the hook [my downfall] but to start a song with a game plan...well!
when i got to the second verse [if your going verse>chorus > verse etc] of "god is it time" was a sort of continuation of the 1st verse which was a flash-back by the soldier out on the battlefield thinking about his wife at home, the chorus is how he pleads with god to let him survive the coming battle and to get home safely. the bridge talks of the battle itself and the fears going through his mind while facing the enemy. the last verse is post battle where he lies in the mud, blood mingling with the enemy's and friends alike, and his final thought before he dies, which are of his wife. then the prayer "god is it time" which i thought was a poignant statement so i used that as the title.
any way i've explained the story behind the song, the story [i think] is the important part of any song and it needn't be earth shattering or relevant to the world at large, but even "doo wha diddy" the manfred man song from the 50's had a story; girl walks down the street, boy chats her up, takes her out and they get married....how simple is that?
moral; don't lose sleep over not repeating the title 10 times in a song, make it sound good and have a catchy hook
phill